Welcome to Empowered Uncoupling LLC (“Empowered Uncoupling,” “we,” “us,” or “our”). By accessing or using our website, resources, digital products, consultations, or any other services we provide (collectively, the “Services”), you agree to the following Terms of Service (“Terms”). If you do not agree to these Terms, please discontinue use of the Services.

These Terms apply to all visitors, users, and customers of Empowered Uncoupling.

1. Overview of Services

Empowered Uncoupling provides education, consulting, tools, and general guidance related to divorce, homeownership, financial wellness, and life transitions.

Our Services may include:

• Digital products (e-books, guides, workbooks, checklists)

• Online courses or workshops

• Consultations and strategy sessions

• Webinars and group discussions

• Blog posts, videos, and educational content

• Quizzes, assessments, or interactive tools

Our Services are general education only and are not legal, financial, tax, or mental health advice.

2. Not Mortgage Lending — Important Compliance Notice

Any mortgage-related services, applications, pre-approvals, recommendations, or lending decisions are conducted separately under:

Tami Wollensak – NMLS #1963450
New American Funding

Empowered Uncoupling LLC does not provide mortgage lending services, does not accept mortgage applications, and does not make lending recommendations.

Users requiring mortgage services will be directed to the appropriate New American Funding channels and will receive the required lending disclosures.

3. Not Professional Advice

The content provided by Empowered Uncoupling is for informational and educational purposes only. It should not be relied upon as a substitute for:

• Legal advice

• Financial advice

• Tax advice

• Mental health counseling

• Mortgage lending guidance

You are solely responsible for seeking appropriate licensed professionals before making decisions related to your divorce, finances, home, or well-being.

4. Eligibility

To use our Services, you must:

• Be at least 18 years old

• Have the legal capacity to enter into these Terms

• Not use the Services for unlawful or unauthorized purposes

5. Payments & Refunds

a. Payments

Payments for digital products, consultations, courses, or other services must be made at the time of purchase. We use trusted third-party payment processors and do not store full credit card information.

b. Refund Policy

Due to the nature of digital products and consulting services:

• Digital downloads, e-books, guides, checklists, and workbooks are non-refundable.

• Consultations and coaching sessions are refundable only if canceled with at least 24 hours’ notice.

• If you miss a session without notice, no refund will be issued.

We reserve the right to modify our refund policy at any time.

6. Intellectual Property

All content, including text, graphics, videos, PDFs, branding, digital products, and any materials provided through the Services, are the property of Empowered Uncoupling LLC and are protected under copyright law.

You may not:

• Distribute

• Reproduce

• Modify

• Resell

• Claim ownership of
  any content without our express written consent.

Purchasing a digital product grants you a personal, non-transferable license for individual use only.

7. User Responsibilities

By using the Services, you agree to:

• Use the information responsibly and in alignment with your own professional advice

• Provide accurate information when completing forms or booking sessions

• Not engage in harmful, disruptive, or unlawful behavior

• Not misuse our content or intellectual property

You acknowledge that Empowered Uncoupling is not responsible for decisions you make based on our content or consultations.

8. Third-Party Links & Tools

Our website may link to third-party websites, tools, or resources. We do not control these third parties and are not responsible for their content or privacy practices.

Using third-party tools is at your own risk.

9. No Guarantee of Outcomes

While our Services aim to provide clarity, education, and support, we cannot and do not guarantee specific outcomes, including:

• Mortgage approval

• Financial results

• Settlement terms

• Legal outcomes

• Changes in relationships or co-parenting dynamics

Your results depend on your personal circumstances, professional guidance, and actions.

10. Limitation of Liability

To the fullest extent permitted by law:

• Empowered Uncoupling LLC is not liable for any direct, indirect, incidental, consequential, or special damages arising out of your use of the Services.

• We do not guarantee accuracy, completeness, or timeliness of information.

• Your use of the Services is at your own risk.

11. Indemnification

You agree to indemnify and hold harmless Empowered Uncoupling LLC, its owners, employees, and affiliates from any claims, damages, losses, liabilities, or expenses arising from:

• Your use of the Services

• Your violation of these Terms

• Your reliance on educational content or consultations

12. Termination

We reserve the right to suspend or terminate your access to the Services at any time for any reason, including violations of these Terms.

13. Changes to These Terms

We may update these Terms from time to time. Updates will be posted with a revised “Effective Date.” Continued use of the Services means you accept the updated Terms.

14. Governing Law

These Terms are governed by the laws of the State of Illinois, without regard to conflict of law principles.

15. Contact Us

For questions about these Terms, please contact:

Empowered Uncoupling LLC
1056 Elm Creek Dr
Elmhurst, IL 60126
Email: [email protected]
Phone: 708-359-2070